To you, the card you carry isn’t just a piece of plastic. It’s lunch with your best friend, the perfect gift found after a diligent online search, or a quick stop for gas on the way home. To fraudsters, it’s a chance to steal your information and use your account for their own purposes.
The First Security Bank & Trust Board of Directors and President/CEO Kurt Herbrechtsmeyer are pleased to announce that Rhonda Troester and Carly Demro have joined the First Security team in Charles City.
First Security Bank recently donated $750 to the Meservey Public Library. The funds were put toward their 50th anniversary celebration and their 2nd annual carnival. The free event is an opportunity for Meservey and surrounding area to enjoy community and fun activities ranging from inflatable rides and petting zoos to face painting and magician shows.
First Security recently donated $2,000 to the Rockwell Lions Club’s fundraiser for their annual Truck and Tractor Pull. The pull, which was part of the National Tractor Pullers Association 2018 Grand National Championship series, was held July 5-7. Proceeds from the event will benefit the Rockwell community.
The First Security Bank & Trust Board of Directors and President/CEO Kurt Herbrechtsmeyer are pleased to announce that Caitlin Golle has joined the First Security office in Charles City as a Video Banker. In this role, she will operate some of the latest technology offered in banking, Interactive Teller Machines. Via video chat, she will hold a face-to-face conversation with customers while assisting them with deposits, withdrawals, account transfers, loan payments, and more.
First Security Bank & Trust employees, Kris Wegner, Sydney Franzen, Josh Dodd, and Eric Miller have successfully completed the 2018 Ag Credit School in Ames, Iowa.
The First Security Bank & Trust Board of Directors and President/CEO Kurt Herbrechtsmeyer are pleased to announce that Vicky Rowe has joined the First Security Service Center. From the First Security office in Charles City, Rowe will provide customers with a one-stop customer service experience. She will aid in many areas which include providing information about deposit and loan accounts, debit cards, online banking, and safety deposit box opening and access. She will also work on fraud situations and account reconciliation.
Conserving energy. Reducing landfills and pollution. Protecting the environment. Chances are, you already know the impact that recycling can have on sustaining our planet. What you may not know, however, is the impact recycling can have in your home – and in your budget.
How can an industry that claims to be “not-for-profit” keep billions in profits each year tax free?
Credit unions are now a $1.3 trillion industry, and reported $9.7 billion in tax-free profits in 2016. Three-fourths of those profits were in credit unions with more than $1 billion in assets.
Banks are national leaders in preserving the security of customer data. The industry dedicates hundreds of millions of dollars annually to data security, and adheres to strict regulatory and network requirements. The banking industry’s first priority is to protect consumers and make them whole.
Black Friday sales save you money, but just how far will your dollars go?
We crunched the numbers to find out. Here are some of the ways you could spend your Black Friday budget this November 24 (but keep in mind that many deals begin on November 23, Thanksgiving Day).
Companies of all sizes are being targeted by criminals through business email compromise scams.
First Security was excited to welcome Charles City area educators back for the start of the 2017-2018 school year by serving them breakfast on Tuesday, August 22. Nearly 300 teachers and staff gathered in the new middle school commons for breakfast, allowing them to catch up with one another before the start of the new school year.
As the back-to-school season is upon us, many of today’s younger consumers are likely gearing up to spend money, yet among U.S. adults ages 18 to 34, just over half are paying their bills on time. Furthermore, 44% of high school students report that they don’t know what a credit score measures, according to a study conducted by the Consumer Federation of America.
Managing finances can be complicated for small-business owners, especially when such a business is first getting started. Many entrepreneurs skip the important step of opening a business bank account, and instead use personal accounts to manage their business expenses. Opening a business account at First Security can have many advantages.
First Security recently donated $3000 to the Charles City Family YMCA Annual Sustaining Campaign (ANSU).
First Security Bank & Trust hosted their second annual agricultural seminar at the Greene Community Center on Wednesday, February 22, 2017. The event, titled Field to Finance, focused on a variety of topics ranging from the economic outlook for agriculture in 2017, various government programs, and how to effectively work and communicate with family members in a business.
By Tammy G. Bruzon, America Saves
America Saves Week (February 27 – March 4, 2017) is an annual opportunity for individuals to assess their savings and take financial action. Each year, we encourage savers – or potential savers – just like you to set a goal, make a plan, and save automatically.
The First Security Bank & Trust Board of Directors and President/CEO Kurt Herbrechtsmeyer are pleased to announce the promotion of Stacie Peterson to Lead Branch Office Representative in Rockwell.
The First Security Bank & Trust Board of Directors and President/CEO Kurt Herbrechtsmeyer are pleased to announce the promotion of Tommy Stice to Senior Credit Analyst.
Raising Awareness for Data Privacy Day January 28
In recognition of National Data Privacy Day on January 28, First Security is urging consumers to take an active role in protecting their data.
“First Security’s first priority is to protect our customers’ money and their financial data,” said Kurt Herbrechtsmeyer, President/CEO. “We use a combination of safeguards to protect our customers’ information, and we encourage our customers to partner with us in that effort.”
First Security employee, David Jarvill, has successfully completed the requirements for and has been awarded the Accredited Investment Fiduciary® Certification.
Throughout the summer, First Security’s Video Banking crew grilled and handed out free hotdogs as a fun way to introduce more customers to the Video Bankers and the technology that First Security offers. First Security, a leader in cutting-edge financial products and services, is the first bank in North Iowa to begin using interactive video banking technology.
First Security Bank & Trust is pleased to introduce CardValet®, a mobile card management application that helps reduce account fraud by allowing cardholders to monitor accounts with their smartphone and control how, when and where their debit card is used.
First Security Bank & Trust President/CEO, Kurt Herbrechtsmeyer recognized J.R. (Dick) Herbrechtsmeyer, Chairman of First Security for 50 years of service with First Security Bank & Trust.
“We are fortunate to have dedicated bankers like Dick Herbrechtsmeyer working for our customers and community for half a century,” said Kurt Herbrechtsmeyer. “Dick’s distinguished tenure of service demonstrates his commitment to serving others − and to making a positive impact in the financial services industry.”
Which is More Secure: Filing Taxes Online or on Paper?
When tax season comes around, taxpayers have two options for filing their taxes: paper or electronic filing. While some taxpayers have strong opinions about which one is better for them, an important question they should all ask themselves is which is more secure? With the increase in the risk of identity theft and tax fraud, consumers should be careful how they file their taxes and consider the advantages and risks of electronic or paper filing.
Losing some excess flab should be at the top of the list of New Year’s resolutions for your small to medium-sized business.
Not you, owner and proprietor. You look great. It's the reams of data jiggling around your company’s servers and hard drives that could use some trimming.
Monday is the perfect time to start. It's National Data Privacy Day, created to raise awareness about the importance of keeping personal information private, especially on social networks and the Internet.
But tweens on Twitter aren’t the only netizens that need to keep safe online. SMBs are increasingly at risk from hacker attacks and digital conmen. Symantec found that the percentage of targeted attacks on small businesses doubled in the first half of 2012, compared with the first half of 2011. More than a third of the attacks were aimed at companies with fewer than 250 employees.
Here are five steps to trim, tighten and tone your data waistline. Follow this data diet to get your network security into shape:
When it comes to the holidays, it may be time to rethink the mantra that “cash is king” for holiday shopping.
Sure, paying with cash forces you to stay within a budget to prevent over-spending. It means no tacked-on interest payment. And it may even occasionally qualify you for a discount on purchases in allowing merchants to avoid paying plastic-used transaction swipe fees.
But a truly happy holiday means protecting those soon-to-be-purchased presents along with your long-term finances. That’s where credit cards reign supreme over cash or debit cards.
First Security is proud to work with our partner, EverFi, who was highlighted in the CFPB’s April report, Policy Guide for Advancing K-12 Financial Education. The guide was developed to identify strategies and provide information on tools and resources that enhance K-12 financial education efforts. The report highlights EverFi’s success in forming unique public-private partnerships that amplify the impact of K-12 financial education.