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Kasasa Saver

Guess what? Kasasa gives you more than just rewards on purchases and nationwide ATM fee refunds! It's also a free savings account that makes building your balance easy.

With Kasasa Saver, your Kasasa checking rewards are automatically credited to the account each month, where you'll earn up to 1.31% APY* on your Kasasa Saver balance when monthly qualifications are met. There are no minimum balance requirements. Open yours today!

Benefits

  • Earn 1.31% APY* on balances up to $50,000.00
  • Earn 1.31% to .74% APY* on balances over $50,000.00 depending on the balance in the account
  • Earn 0.05% APY* on entire balance if qualifications are not met
  • Kasasa checking rewards are transferred to Kasasa Saver automatically*
  • Free savings account
  • Free debit card
  • Free online banking and bill pay
  • Free mobile banking
  • Free eStatements
  • Free access to Identity Theft Services through our partnership with CyberScout®

Qualifications

There are no additional qualifications. You'll earn the Kasasa Saver rate when you meet the Kasasa Cash or Kasasa Cash Back monthly qualifications:

    • Have at least 15 debit card purchases (Point of Sale) post and settle
    • Have at least 1 automatic payment (ACH) or direct deposit post and settle
    • Be enrolled in and agree to receive e-statement notices
    • Maintain a valid email address on record with First Security Bank & Trust

If you don't qualify, you'll still earn our base rate of interest, and your account is still free. When you qualify, you'll automatically start earning the rewards rate again!

  • Participation Trophy

    Participation Trophy

    What's Kasasa? It's an easy way to earn cash... no talent necessary. Watch this video to find out more.

*To qualify for and receive Kasasa Saver rewards you must complete all of the following in your Kasasa Cash or Kasasa Cash Back checking account during each monthly qualification cycle: Have at least 1 automatic payment (ACH) or direct deposit post and settle, Have at least 15 debit card purchases (Point of Sale) post and settle, Maintain a valid email address on record with First Security Bank & Trust, and Be enrolled in and agree to receive e-statement notices. Account transactions and activities may take one or more banking days to post and settle to the account and all must do so during the monthly qualification cycle in order to qualify for the account’s rewards and ATM fee refunds.  The following activities do not qualify:  ATM-processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by First Security Bank & Trust as ATM transactions. The monthly qualification cycle is not the same as your monthly statement cycle. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When Kasasa checking account qualifications are met during a monthly qualification cycle, the Kasasa Saver will receive an interest rate of 1.30% with an annual percentage yield of 1.31% for balances of $50,000.00 or less. An interest rate of .45% will be paid only for that portion of the balance that is greater than $50,000.00 if qualifications in the Kasasa checking account are met during the monthly qualification cycle. The annual percentage yield for that tier will range from 1.31% to .74%, depending on the balance in the Kasasa Saver account. When Kasasa checking account qualifications are not met, the interest rate on the entire balance of your Kasasa Saver account will be .05% with an annual percentage yield of .05%. Kasasa Cash interest earned and ATM fee refunds will be transferred to your Kasasa Saver account the next business day after the statement cycles. Kasasa Cash Back rewards and ATM fee refunds will be credited to your Kasasa Saver account the day the statement cycles. We reserve the right to convert your Kasasa Saver account opened in connection with a Kasasa Cash or Kasasa Cash Back checking account to a Regular Savings account if the e-mail address you provided us becomes invalid or you no longer maintain an e-mail address. The minimum to open the account is $100.00. Available to consumer accounts only. Each consumer is limited to two (2) Kasasa checking accounts per social security number. There are no recurring monthly service charges or fees to open or close this account. Rates and rewards may change after the account is opened.