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Shop Locally for the Holidays

Planning to spread some cheer this holiday season? Go home for the holidays and pick up a one-of-a-kind creation from your local small businesses. Shopping locally is the gift that keeps on giving. 

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To All Area Farmers: Thank You

The days are getting shorter, so you go out past nightfall. Weather, insects, and weeds try to block your work, so you find new ways to fight back. Much of the world remains locked down, so you recommit to providing an essential service. To you, the mission is simple: keep going no matter the hurdles. To us, it’s a matter of standing back to marvel at your work ethic and perseverance. This harvest season is taking place in a year in which much has changed, but you are a constant we can rely on.

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First Security Warns of New Cybersecurity Threat: E-Skimming

October is National Cybersecurity Awareness Month.

Cybercrime continues to evolve, and that is true with one of the latest methods criminals are using called e-skimmers. To help consumers protect themselves from this threat, First Security is offering tips on how to avoid becoming a victim of e-skimming.

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Facing Financial Challenges? Ask Your Credit Card Provider for a Lower APR

The COVID-19 pandemic has caused a lot of financial stress for many people in the U.S. During economic downturn — like the one caused by the pandemic — many people are forced to rely more heavily on their credit cards. But before putting that kind of stress on your credit, you should inquire whether you are eligible for a lower annual percentage rate, or APR.

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Saving Tip: Commit to a Small-Purchase Match

Building your savings doesn’t have to be difficult, but it does take commitment — and a plan. There are many tools you can incorporate into your plan, but sometimes growing your savings requires a little out-of-the-box thinking. One such method is the small-purchase match.

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First Security Continues to Support Financial Education in Local Schools

First Security Bank & Trust today released annual impact data for the financial education curriculum it provides to nine local schools across North Iowa. The digital courses, which are made available to schools at no cost through First Security’s relationship with leading social impact education innovator EVERFI, supported distance learning amidst widespread school closures driven by the COVID-19 pandemic in the 2019-20 academic year. 

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Here for Hampton Through History and into the Future

It was the height of the Great Depression. Banks were failing nationwide, and fears of a Hampton community without a bank were very real. That’s when this community did what it does best: step up. A group of local investors joined to create a new bank on the site of the defunct Franklin State Bank. In 1934, Hampton State Bank was born. A grand opening celebration was held on February 3rd in the newly remodeled building.

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Beginning Monday, August 17, Rockwell and Thornton locations will reopen with temporarily-adjusted hours. Rockwell’s lobby will open from 9am – Noon, and Thornton’s lobby will open from 1pm – 3pm Monday through Friday. Both locations offer video banking through ITMs from 7am-7pm Monday through Friday and 7am-1pm Saturday.

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Your Everyday Transaction Help Support our Troops

$1 will be donated to Operation Homefront for every qualifying transaction made using Zelle®, found within the First Security mobile banking app and online banking experience, now through Oct. 1st.

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Zelle® Now Live! In First Security Mobile Banking App Today

First Security Bank & Trust today announced the Zelle experience is now LIVE in its mobile banking app. Embedded into the digital banking experience of First Security, Zelle enables convenient person-to-person (P2P) payments for more than 4,400 mobile banking consumers.

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First Security Begins Reopening Lobbies

Due to the rising number of coronavirus cases in and around our area, First Security is now asking all customers who enter our lobbies to wear a mask or similar face covering. We will be providing disposable masks for those who enter without masks of their own.

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First Security will be reopening in stages beginning in mid-to-late June. Protective measures will be taken.

This is an exciting time in Iowa. The weather is getting warmer, restrictions are being eased on businesses all around us, and people are looking forward to getting back to normal. Still, the public health data regarding COVID-19 and the number of event cancellations in the coming months serve as proof that “normal” won’t return for quite some time. While we’re all looking forward to the convenience of our lobbies reopening, it’s something that can only be done after significant work and planning.

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COVID-19 Response: Why We're Taking it Slow as Reopening Begins

As Iowa businesses begin to slowly reopen, we at First Security are considering the pros and cons of this decision for our bank lobbies. We know many of our customers are eager for a return to normal, and so are we. Still, we will take a measured approach, erring on the side of caution. We want you to be ready for that.

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First Security Supports Hampton Tree Board with $2000 Donation

First Security recently contributed $2000 toward the Hampton Tree Board’s Arbor Day 2020 Project. The Board’s goal was to plant a variety of trees at the middle school and North Side Elementary School in Hampton.

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Major Changes Made to IRA Rules

Congress recently passed several pieces of legislation with changes to Individual Retirement Accounts (IRAs). We want to make you aware of the key changes as they may affect you.

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How to Avoid Becoming an Unwitting Money Mule

Becoming a money mule may sound like something that only happens in the movies, but it can happen to anyone — sometimes without even realizing it. Being educated about how criminals use and recruit money mules can help you avoid unknowingly aiding criminal activity.

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Protect Your Identity this Tax Season

Taxes are due April 15, and as busy professionals work to complete their tax returns, cybercriminals are stepping up their identity theft efforts. First Security Bank wants to make sure consumers know how to spot potential identity theft scams this tax season.

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It's not true love if they ask for money

Lots of us have profiles on online dating sites, apps or social media to find “the one.” But that interesting person who just messaged you could be a sweet-talking romance scammer trying to trick you into sending money. 

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Mortgage Rates Drop to Lowest Level in Three Months

McLean, VA, Jan. 23, 2020 -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing that the 30-year fixed-rate mortgage (FRM) averaged 3.60 percent.

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Good Credit is Paramount to a Sound Financial Future

First Security Bank & Trust and the Independent Community Bankers of America® (ICBA) are encouraging consumers to start the New Year right by establishing good credit habits and financial wellness goals to get on the path to financial prosperity.

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5 Tips to Avoid a Financial Frostbite this Holiday Season

Consumers spent more than $700 billion on holiday shopping in 2018. With this year’s holiday shopping season launching in full force, First Security is highlighting five tips to help consumers keep their holiday spending under control.

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Who Should Settle Your Estate?

Everyone’s estate must be settled, whether or not the owner leaves a valid will.

The privilege of choosing an executor is, in itself, one of the significant advantages of making your will.

In a financial sense, the executor or personal representative you name in your will to settle your estate is your successor.

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Hy-Vee, Inc. Data Breach

At First Security Bank & Trust, your financial security is our top priority.  You may have seen some recent headlines about a security breach regarding payment information at Hy-Vee, Inc. grocery stores, and we want you to know that we have NOT heard of any of our customers’ information being compromised.  We are monitoring this situation closely.

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First Security Welcomes Back Educators for 2019-2020 School Year

First Security was excited to welcome Charles City area educators back for the start of the 2019-2020 school year by serving them breakfast on Thursday, August 15th. Nearly 300 teachers and staff gathered in the middle school commons for breakfast, allowing them to catch up with one another before the start of the new school year.

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NSA Announces New Cybersecurity Directorate

The U.S. National Security Agency announced the formation of a new Cybersecurity Directorate earlier this week.

Effective October 1, the directorate’s mission will be the creation of a “major organization that unifies NSA’s foreign intelligence and cyber defense missions,” according to the agency’s website. It will be led by Anne Neuberger, the former NSA Deputy Director of Operations and Lead of the Russia Small Group.

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Don't let identity theft ruin your summer vacation fun

Summer is nearly here, bringing a bit of rest and relaxation to hundreds of millions of people around the world. Workers eagerly anticipate summer vacations: 68 percent of Americans and 64 percent of Europeans planned a summer holiday in 2018. Vacations create special memories and experiences that we all cherish.

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First Security and ICBA Offer Tips for Soon-to-Be Graduates

As college students prepare to graduate and begin their professional careers, First Security Bank and the Independent Community Bankers of America® (ICBA) want to remind them of the importance of planning for their financial future.

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Helping Students Prepare for College Life

The time has finally come — the day when your child will leave home for college. It's the culmination of all your years of sacrifice, hard work, and preparation. And while it's exciting to think about this new phase in your child's life, it's not uncommon to become emotional and worried about the prospect of your child living without you. Here are some easy ways to prepare your child (and you) for the big moment:

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Don't Fall Victim to Phone Scams

“Grandma,” the voice on the phone said.  “It’s your grandson.  I’m in trouble.”


“Yeah. It’s Charlie.”

With that simple conversation, Edith was on the path toward giving thousands of dollars in cash to a scammer. Her “grandson” told her he ran into trouble with law enforcement in another state, that he had been arrested, and that he needed money for bail.  The scammer was very convincing, and Edith went right to the bank to withdraw the funds. 

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5 Ways to Put Your Tax Refund to Work for You

The calendar has switched over to a new year, which means – among other things – tax season is here. In 2018, more than 79 million taxpayers received refunds at an average amount of $2,864. While it may be tempting to spend it all, there are many ways to put that kind of financial windfall to work for you.

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