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First Security Announces Luett as Chief Credit Officer

First Security Announces Luett as Chief Credit Officer

The First Security Bank & Trust Board of Directors and President/CEO Kurt Herbrechtsmeyer are pleased to announce that Cathi Luett has joined the bank as Chief Credit Officer. As CCO, she will provide leadership and oversight of First Security’s loan portfolio. She will manage credit risk, set loan policy, and monitor and report information to ensure the quality of First Security’s loan portfolio.

Luett graduated from the University of Northern Iowa with a Bachelor’s degree in accounting and has spent over 35 years with the Iowa Division of Banking. In this role, she provided feedback to the bankers of northern and central Iowa on their policies and procedures in lending and accounting. She retired from that position and has joined First Security on a part-time basis. She looks forward to continuing her work in a more focused role.

Luett, who lives in the Nora Springs area, has served many non-profit organizations. She served as Girl Scout Troop leader in Nora Springs for 5 years and as the leader for the Portland Community Springers 4-H Club for 8 years. She held key roles in fundraising for the NSRF PTO and Central Springs Middle School Music Boosters. She has also served for several years as a Director of the Iowa Ranch Horse Association and has been President of the North Iowa Saddle Clubs Association, Inc. for the past 2 years. Her love for volunteering was passed down to her through her father, who taught her that a person can always give back when they are a member of an organization such as these.

Her husband, Dave, is also an active volunteer. A couple of the organizations he works with include the Central Springs Board of Education as President and the Nora Springs Volunteer Ambulance service as Service Director.

In her free time, Luett enjoys horse ownership with her daughter, participating in shows and trail riding. As her daughter has graduated from Iowa State University and begins her career, Luett and her husband look forward to easing into retirement and seeing more sights out of their camper.

First Security Bank & Trust has locations across North Central Iowa and headquarters in Charles City. Member FDIC.

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