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First Security Employees Complete two-year Ag Credit School

First Security Employees Complete two-year Ag Credit School

First Security Bank & Trust employees, Kris Wegner, Sydney Franzen, Josh Dodd, and Eric Miller have successfully completed the 2018 Ag Credit School in Ames, Iowa.

The school is an intense one-week, two-year program sponsored by Iowa State University and the Iowa Bankers Association. The purpose of the Ag Credit School is to strengthen the professional skills of agricultural lenders and other credit managers.

Attending the school is an important step in the career development of agricultural lenders and credit managers. The school is a complete learning experience that combines coursework, case studies, computer applications, and in-depth personal attention from instructors. Major areas of instruction include:

• Agricultural credit management.

• Attracting & financing new credits.

• Gaining in-depth understanding of farm financial and risk management.

• Learning strategies to increase the profitability, security, and competitiveness of ag lending.

Since its establishment in 1945, the Ag Credit School has had more than 3,000 lenders and regulators enrolled. The Department of Economics in the College of Agriculture and Life Sciences at Iowa State University in cooperation with the Iowa Bankers Association, conducts the Agricultural Credit School on the Iowa State University Campus each June.

“Ag lending is very important to First Security Bank. The information Kris, Sydney, Eric, and Josh learned through this two-year program will allow them to be stronger resources for both their customers & coworkers,” commented Mark Miller, Executive Vice President. “Ultimately, our goal is to more effectively work with our customers to meet the financial goals they’ve set for their business.”

Wegner joined the First Security office in Charles City in June of 2016 as an Ag/Commercial Lender. He is a graduate the University of Northern Iowa where he earned a Bachelor’s degree in Financial Management. He later went on to work as an Investment Advisor Representative for two years where he then became a manager for three years. He also owns and operates his own farming operation near Charles City, where he grew up. When he is not at work, he enjoys outdoor activities such as hunting and sand volleyball.

Franzen began her career at First Security in 2014 as a Loan Administrative Specialist. After two years in this position, she was promoted to Ag/Commercial Lender at the Charles City office. Franzen received her Associate’s degree in Agriculture from NIACC and a Bachelor’s degree in Marketing from the University of Northern Iowa. She is a Rockford native and currently lives in Nashua with her husband and young daughter.

Dodd, AVP Ag/Commercial Lender, joined the First Security office in Manly in June of 2016. Before starting at First Security, Josh worked as Home Mortgage Consultant with Wells Fargo in Des Moines. He also has over 16 years of sales experience with a variety of industries and companies, including Farm Bureau Insurance and GlaxoSmithKline Pharmaceuticals. Dodd grew up in and attended high school in Northwood before attending Wartburg College. There, he earned a Bachelor of Science degree before attending Capella University in Minneapolis, where he obtained a Master of Business Administration degree. Dodd currently lives in Osage with his wife and four children. When he’s not at work, he enjoys wrestling, fishing, and attending his children’s activities.

Eric Miller, also AVP Ag/Commercial Lender, joined the Ag Lending team in Charles City in the fall of 2015. Miller grew up in Charles City and later attended the University of Iowa, where he obtained an Interdepartmental Studies Degree and a certificate in Entrepreneurship. Miller returned to Charles City with his wife in 2012. Since moving back, he has contributed to the community through various volunteer activities and groups, including the Chamber Board, the YMCA Board, the Floyd County Housing Trust Fund Board, and the Charles City Housing and Development Board. In his free time, he enjoys baseball, sand volleyball, fantasy football, and visiting breweries. He especially enjoys spending time with his two young daughters.

First Security Bank & Trust has nearly $500 million in assets, with locations across North Central Iowa and headquarters in Charles City. Please visit for additional information. Member FDIC.

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