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Simplified Employee Pension (SEP)

Give your employees more reasons to love your company by enhancing their benefits package. Small businesses and self-employed individuals alike can take advantage of this special IRA designed to make offering retirement options easy and affordable. Employer contributions are tax-deductible, and employees don't pay taxes on funds until they're withdrawn. Everyone wins!


  • Help employees save for retirement
  • Ideal for self-employed individuals
  • Interest-bearing account
  • Employer contributions are tax-deductible
  • Employee funds are tax-deferred
  • Funded solely by employer contributions
  • Employee has 100% ownership of all funds
  • Previous year contributions accepted until April 15
  • Lower cost than other plans
  • Easy to get started and run