skip to main content

Prepaid Cards


The Convenient Access Visa® Prepaid Card is a general purpose reloadable card with hundreds of applications!

Cardholder Benefits

  • Use everywhere Visa debit cards are accpeted around the world
  • Withdraw cash at ATMs
  • Safer than carrying cash
  • 24/7 card account information available online at or via phone at 800-486-0292

How It Works

  • Purchase a Visa prepaid card at any of our bank locations for a fee of $5.95
  • Reload card at any of our locations up to $5,000 per month, or load card via direct deposit up to the maximum card balance of $10,000
  • Make purchases and get cash anywhere Visa debit cards are accepted around the world: online, in-store, ATMs, and over the phone
  • Pay bills online by visiting
  • Set up to receive text or email notification when your card is used or card balance is low

Refer to our cardholder agreement to understand any fees that may apply.

What It's For

Stick to a Budget - Cash can often burn a hole in your pocket, a Convenient Access Card can help. Stick to a budget by loading spending money onto the Access Card on pay day. This can help maintain the discipline to stick to a budget.

College Student Spending - Need to periodically provide funds to a student who is away from home? Get them an Access Card, and load it with the funds they need, when they need them without giving them access to credit that can build a burden of debt.

Second Chance Account for the Unbanked - The Access Card is a great program if you don't qualify for, or choose not to open a traditional checking account. There are no credit checks required, and all that is needed is a valid Social Security Number.

Teen Card - An ideal way for a responsible teen to learn the basics of a banking relationship. Because the card is prepaid, there is no risk of overspending, damage to credit ratings, or danger of overdraft fees.

Safer Online Shopping - Online shopping has become the ideal way to shop these days, however, it can cause the risk of Identity Thieves stealing important bank account information. Use your Prepaid Access Card for online purchases to help shelter your bank account from online fraud.


Issued by First Century Bank, N.A., member FDIC, pursuant to a license from Visa U.S.A. Inc.