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Safety Check

Now and then, you might get caught short of money in your account. It’s helpful to have a backup plan like overdraft protection. Safety Check is a line of credit that does just that.

How it works: Link Safety Check to an eligible checking account and, when a transaction brings that checking account below $0.00, Safety Check transfers funds to automatically cover debits, purchases, and checks up to your available credit limit.

In order to apply, you must be an owner on the linked checking account, and the checking account must be with First Security. Click "apply now" to get started!